Orlando Insurance Fraud Lawyer

Usually, the maximum prison term in an insurance fraud case is thirty years in prison. Even if the defendant has no effective defense to the elements of the offense, alternative sentences are usually available, as outlined below.

Essentially, the elements of insurance fraud are an intentional misstatement given with the intent to deprive the insurance company of money or services. This deprivation could be direct, like a false or inflated claim. It could also be indirect, such as making false statements on insurance application forms to reduce risk and therefore lower premiums.

Insurance fraud, like other kinds of fraud, is a specific intent crime. The defendant must intend both the conduct (making a false statement) and the result (obtaining money). Frequently, defendants lack the requisite intent at one or both points. People make mistakes, especially on long, convoluted insurance forms. That’s particularly true if English is not the defendant’s first language. Furthermore, many people intend to get value for the premiums they paid when they file claims. They don’t intend to cheat the insurance company.

Specific intent is a very technical defense. Only the most experienced Orlando insurance fraud attorneys should advocate for you in these situations.